Summary of the Article:
1. Only about 1% of people have a credit score of 850, making it fairly unrealistic to achieve a 900 credit score.
2. A credit score of 900 is either not possible or not very relevant. The number to focus on is 800, which is considered “perfect.”
3. According to Experian, a good credit score falls within the range of 670-739, while a very good credit score is between 740-799, and an exceptional credit score is 800-850.
4. Credit scores from Experian and other main credit bureaus are considered accurate, but their accuracy depends on the information provided to them by lenders and creditors.
5. People who have a credit score of 850 are typically older, with the majority being baby boomers and members of the silent generation.
6. The highest realistic credit score is 850, which is the top end of the most common FICO and VantageScore credit scores.
7. About 1.3% of consumers have a perfect 850 credit score, although it is rare.
8. A perfect credit score number is 850, but having an excellent credit score can still help you qualify for the best credit cards, mortgages, and loan rates.
15 Unique Questions:
- 1. Does anyone actually have a 900 credit score?
- 2. What percentage of the population has a credit score over 900?
- 3. What does a 900 credit score give you?
- 4. What is a good credit score from Experian?
- 5. Is Experian a reliable credit score provider?
- 6. Who gets an 850 credit score?
- 7. What is the highest realistic credit score?
- 8. Does anyone have an 850 credit score?
- 9. What is a perfect credit score number?
Only about 1% of people have a credit score of 850, making it fairly unrealistic to achieve a 900 credit score.
Achieving a credit score over 900 is extremely rare, and only about 1% of people have a credit score of 850.
A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800, which is considered “perfect” on the scale used by FICO and VantageScore.
Experian categorizes credit scores as follows: 670-739 is considered “good,” 740-799 is “very good,” and 800-850 is “exceptional.”
Credit scores from Experian and other main credit bureaus are considered accurate, as long as the information provided to them by lenders and creditors is accurate. You can check your credit report to ensure the information is correct.
People with perfect credit scores are typically older, with the majority being baby boomers and members of the silent generation.
The highest realistic credit score is 850, which is at the top end of the most common FICO and VantageScore credit scores.
Although achieving a perfect credit score of 850 is rare, about 1.3% of consumers have one.
A perfect credit score number is 850. However, having an excellent credit score is also beneficial for qualifying for the best financial opportunities.
Does anyone actually have a 900 credit score
What percentage of the population has a credit score over 900 Only about 1% of people have a credit score of 850. A 900 credit score can be thought of as fairly unrealistic.
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What does a 900 credit score give you
A credit score of 900 is either not possible or not very relevant. The number you should really focus on is 800. On the standard 300-850 range used by FICO and VantageScore, a credit score of 800+ is considered “perfect.” That's because higher scores won't really save you any money.
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What is a good credit score from Experian
What Is a Fair Credit Score
| FICO® Score Ranges and Ratings | |
|---|---|
| Credit Score | Rating |
| 670-739 | Good |
| 740-799 | Very Good |
| 800-850 | Exceptional |
Is Experian a reliable credit score
Credit scores from the three main bureaus (Experian, Equifax, and TransUnion) are considered accurate. The accuracy of the scores depends on the accuracy of the information provided to them by lenders and creditors. You can check your credit report to ensure the information is accurate.
Who gets 850 credit score
People with perfect scores are typically older
The majority of people with 850 credit scores are above the age of 57, according to Experian's report. About 70% of people with perfect credit scores are baby boomers (defined by Experian as people age 57 to 75) and members of the silent generation (ages 75 and above).
What is the highest realistic credit score
850
If you've ever wondered what the highest credit score that you can have is, it's 850. That's at the top end of the most common FICO® and VantageScore® credit scores.
Does anyone have a 850 credit score
While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021.
What is a perfect credit score number
850
A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. If you want to get the best credit cards, mortgages and competitive loan rates — which can save you money over time — excellent credit can help you qualify. “Excellent” is the highest tier of credit scores you can have.
Which score is more accurate FICO or Experian
Experian's advantage over FICO is that the information it provides is far more detailed and thorough than a simple number. A pair of borrowers could both have 700 FICO Scores but vastly different credit histories.
Is Experian or Credit Karma more accurate
Experian vs. Credit Karma: Which is more accurate for your credit scores You may be surprised to know that the simple answer is that both are accurate. Read on to find out what's different between the two companies, how they get your credit scores, and why you have more than one credit score to begin with.
Which is more accurate Experian or Equifax
Experian gives a more detailed picture of a person's financial history, including payment timeliness and debt utilization. TransUnion offers more insight into a person's job history, whereas Equifax provides more information about mortgage history.
Why is it so hard to get a credit score of 850
According to FICO, about 98% of “FICO High Achievers” have zero missed payments. And for the small 2% who do, the missed payment happened, on average, approximately four years ago. So while missing a credit card payment can be easy to do, staying on top of your payments is the only way you will one day reach 850.
How rare is a 850 credit score
While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021.
Does anyone have an 850 credit score
While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021.
What percentage of people have a credit score of 800
What it means to have a credit score of 800. A credit score of 800 means you have an exceptional credit score, according to Experian. According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.
What percentage of the population has a credit score over 800
Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Is Experian more reliable than Credit Karma
Experian vs. Credit Karma: Which is more accurate for your credit scores You may be surprised to know that the simple answer is that both are accurate. Read on to find out what's different between the two companies, how they get your credit scores, and why you have more than one credit score to begin with.
Do lenders use Experian credit score
When you are applying for a mortgage to buy a home, lenders will typically look at all of your credit history reports from the three major credit bureaus – Experian, Equifax, and TransUnion.
Is Experian more important than FICO
Experian's advantage over FICO is that the information it provides is far more detailed and thorough than a simple number. A pair of borrowers could both have 700 FICO Scores but vastly different credit histories.
Which credit score is the hardest
Here are FICO's basic credit score ranges:Exceptional Credit: 800 to 850.Very Good Credit: 740 to 799.Good Credit: 670 to 739.Fair Credit: 580 to 669.Poor Credit: Under 580.
Do banks look at Experian or Equifax
When you are applying for a mortgage to buy a home, lenders will typically look at all of your credit history reports from the three major credit bureaus – Experian, Equifax, and TransUnion.
Does anyone have a credit score over 850
While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021.
How many Americans have an 850 credit score
1.6%
About 1.6% of the U.S. scorable population has an 850 credit score. While few people have an absolutely perfect credit score of 850, 23.3% — nearly a quarter — of Americans have a credit score higher than 800.
Does anyone ever reach 850 credit score
While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021.
Why is it so hard to get a 800 credit score
Since the length of your credit history accounts for 15% of your credit score, negative, minimal or no credit history can stop you from reaching an 800 credit score. To solve this problem, focus on building your credit. You can do this by taking out a credit-builder loan or applying for your first credit card.
